Secure Payment Between
Individuals — Escrow Protection
Venmo and Zelle offer zero buyer protection. Cash is risky. Wire transfers are irreversible. TrustProtect is the only way to truly secure a payment between two individuals. Your money stays in escrow until you say it is okay to release.
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$8.8B
lost to fraud
Americans lost $8.8 billion to fraud in 2022, with person-to-person scams among the fastest-growing categories.
Zero
buyer protection
Venmo, Zelle, and Cash App offer zero buyer protection for goods and services transactions.
< 5%
recovery rate
Less than 5% of people who lose money in peer-to-peer scams ever recover their funds.
The problem with person-to-person payments
Every popular payment method leaves you exposed. TrustProtect is different.
Venmo and Zelle payments are instant and irreversible — no recourse if scammed
TrustProtect escrow holds funds in a secure account. Payment is only released when the buyer confirms satisfaction.
Cash transactions carry theft and counterfeit risk, especially for large amounts
Go cashless with escrow. Digital, traceable, and secure. No need to carry large sums of money.
No way to prove what was agreed upon if a dispute arises
Every transaction has a clear record of the agreed terms, amount, delivery method, and timeline.
What people protect with escrow
From electronics to vehicles, TrustProtect works for any private transaction.
Electronics
Phones, laptops, tablets, cameras — test before releasing payment.
Vehicles
Cars, motorcycles, boats — inspect, test drive, then approve.
Services
Tutoring, moving help, repairs — pay only when the job is done.
Luxury items
Handbags, watches, sneakers — authenticate before paying.
Furniture
Couches, desks, appliances — check condition on delivery.
Instruments & gear
Guitars, DJ equipment, studio gear — play-test before approving.
How escrow works between individuals
4 simple steps. Both parties protected.
Agree on terms
Buyer and seller agree on the item, price, and delivery method. Create the transaction on TrustProtect.
Buyer pays into escrow
The buyer pays securely via Stripe. Funds are held in escrow — the seller cannot access them yet.
Delivery & inspection
The item is delivered or handed over in person. The buyer inspects and verifies it matches the agreement.
Approve or dispute
Satisfied? Approve the release. The seller is paid instantly. Problem? Open a dispute for mediation.
Why TrustProtect beats every alternative
True buyer protection
Unlike Venmo or Zelle, your money stays locked until you approve. Real protection, not just a payment app.
Guaranteed seller payment
Sellers know the funds are real and reserved. No bounced checks, no chargebacks, no payment reversals.
Bank-grade security
Stripe PCI DSS Level 1 handles all payments. Your financial data is never stored on TrustProtect servers.
Fair dispute resolution
If buyer and seller disagree, our mediation team reviews the evidence and makes a fair, binding decision.
Without TrustProtect vs. With TrustProtect
Without TrustProtect
- Send $500 via Venmo — seller blocks you, money gone
- Meet with $3,000 cash — risk of robbery or counterfeit bills
- Wire transfer to a stranger — bank cannot reverse it
- PayPal Friends & Family — zero purchase protection
- No proof of agreement if a dispute arises
With TrustProtect
- Funds locked in Stripe escrow until you inspect and approve
- Cashless and secure — digital trail for every transaction
- Seller must deliver before accessing a single dollar
- Full transaction protection with dispute mediation
- Clear record of terms, delivery, and approvals
Frequently Asked Questions
What makes TrustProtect different from Venmo or Zelle?+
Venmo and Zelle are peer-to-peer payment apps with zero buyer protection for goods and services. Once you send money, it is gone. TrustProtect holds funds in escrow — the seller cannot touch your money until you confirm you received the item and it matches the description.
Is this escrow service legal in the United States?+
Yes. TrustProtect operates as an escrow facilitator with Stripe handling all payment processing. Stripe is a licensed payment processor compliant with all US federal and state financial regulations.
How much does it cost?+
Fees start at 5.9% + $1 for transactions up to $1,000, then decrease for larger amounts. The seller pays nothing — they receive 100% of the agreed price. Fees are transparent and shown upfront before you pay.
Can I use TrustProtect for in-person meetups?+
Yes. TrustProtect has a dedicated in-person handoff mode. Meet the other party, inspect the item on the spot, and approve payment from your phone. Much safer than carrying cash.
What happens if the seller never ships the item?+
If the seller does not ship within the agreed timeframe, you can open a dispute. If they still fail to deliver, your funds are returned automatically. You never lose your money.
How fast does the seller get paid after I approve?+
Once you approve the transaction, the seller receives their payment within 1-2 business days via direct deposit to their bank account.
The safest way to pay — or get paid — by anyone
TrustProtect escrow protects both buyer and seller in every private transaction. No more trusting strangers with your money.