Online Escrow
Payment Service
TrustProtect is the simplest, most secure escrow payment service in the United States. Funds are held by Stripe until both buyer and seller confirm the transaction is complete. Set up in 2 minutes. No paperwork. No subscriptions.
No subscription · Fees from 5.9% + $1 · Sign up in 2 minutes
What is escrow and how does it work?
Escrow is a financial arrangement where a neutral third party holds funds until both the buyer and seller fulfill their obligations. Here is how it works with TrustProtect.
STEP 01
Buyer pays into escrow
The buyer sends payment to TrustProtect, not directly to the seller. Funds are secured by Stripe.
STEP 02
Funds are held securely
Neither party can access the money. It sits in a protected escrow account until the deal is complete.
STEP 03
Seller delivers
The seller ships the item or completes the service, knowing that payment is guaranteed once approved.
STEP 04
Buyer approves, seller is paid
The buyer inspects and approves. Funds are released instantly to the seller. Both parties are protected.
Who uses escrow?
From private sales to business transactions, escrow is for anyone who wants safe payments.
Individuals
Buying or selling on Craigslist, Facebook Marketplace, or privately. Escrow replaces risky cash or Venmo payments.
Small businesses
Paying a new supplier, contractor, or freelancer for the first time. Protect your business cash flow.
Vehicle buyers & sellers
Private car sales, motorcycles, boats — secure the deal without carrying cash or worrying about fake checks.
Homeowners
Contractor deposits, home improvement projects, appliance purchases — protect every payment.
Luxury & collectibles
High-value watches, jewelry, art, and collectibles. Authenticate before releasing funds.
Remote transactions
Buying from someone across the country? Escrow makes distance irrelevant — trust is built into the process.
How TrustProtect escrow works
4 simple steps to a fully protected transaction.
Create a transaction
Describe the item or service, set the price, and invite the other party.
Both parties agree
The seller accepts the terms. Both sides see the same agreement before any money moves.
Buyer funds the escrow
Payment is processed by Stripe and held securely. The seller is notified that funds are locked.
Deliver, inspect, release
Seller delivers. Buyer inspects. On approval, funds are released instantly to the seller.
Why choose TrustProtect escrow
Buyer protection
Funds never leave escrow without buyer approval. If something goes wrong, your money is returned.
Seller guarantee
Sellers know the funds are real and reserved. No more bounced checks or payment reversals.
Stripe-powered security
PCI DSS Level 1 compliant payment processing. Your card details are never stored by TrustProtect.
Dispute resolution
Disagreements are mediated by our team. Fair, fast, and binding — no lawyers needed.
Without TrustProtect vs. With TrustProtect
Without TrustProtect
- Send money directly to a stranger with no recourse
- Risk of scams, non-delivery, and fraud
- Fake cashier checks or bounced payments
- No neutral third party to mediate disputes
- No documentation of terms or agreements
With TrustProtect
- Funds held by a neutral third party until both sides confirm
- Complete protection against scams and non-delivery
- All payments verified and secured by Stripe
- Professional dispute mediation included
- Full transaction history and documentation
Related Pages
Frequently Asked Questions
What is an escrow payment service?+
An escrow service acts as a trusted third party that holds funds during a transaction. The buyer pays into escrow, the seller delivers the goods or services, and the buyer approves the release of funds. This protects both parties — the buyer knows their money is safe, and the seller knows the payment is guaranteed.
How is TrustProtect different from other escrow services?+
TrustProtect is built for speed and simplicity. Unlike traditional escrow companies that require paperwork and days of processing, TrustProtect lets you set up a transaction in 2 minutes. Payments are processed instantly via Stripe, and funds are released the moment you approve.
Is TrustProtect a licensed escrow company?+
TrustProtect is an escrow facilitation platform that uses Stripe, a licensed payment processor compliant with all US federal and state financial regulations, to hold and disburse funds. All funds are held in segregated accounts for maximum security.
What types of transactions can I use escrow for?+
Virtually any type: private sales (electronics, vehicles, furniture), contractor deposits, freelance services, business-to-business payments, luxury goods, and more. If two parties need to exchange money for goods or services, escrow makes it safe.
How much does the escrow service cost?+
Fees start at 5.9% + $1 for transactions up to $1,000 and decrease for larger amounts. The fee is paid by the buyer. The seller receives 100% of the agreed price with zero deductions. Fees are shown transparently before you confirm payment.
How long does it take for the seller to receive payment?+
Once the buyer approves the transaction, funds are released instantly. The seller receives the money in their bank account within 1-2 business days via Stripe direct deposit.
Try the simplest escrow service in the US
No paperwork. No subscriptions. Create your first escrow transaction in under 2 minutes and protect your next deal.